This website is owned by Baldwin Boyle Group Limited (referred to in these Terms of Use as “we”, “our” or “us”).  Your use of this website is governed by these Terms of Use.  By accessing and browsing this website you agree to be bound by these terms of use.


(a) All intellectual property on this website, including without limit, the text, graphics, trade marks, and copyright works is owned by us or our suppliers.  You may access, view, reproduce and print the content on this website provided you only use that content for, non-commercial informational purposes.

(b) If you wish to link to any part of this website, you must get our prior written consent. You may not use this website, or the content on it, for any other purpose or in any other way.


(a) The content on this website (including our blog) is intended to provide general information in summary form. The contents do not constitute professional advice and should not be relied upon as such. Formal advice should always be sought for particular matters.

(b) While we have tried to ensure the content on this website is current, accurate and complete, we do not guarantee that the content will be current, accurate or complete when you access it. We provide the content on, or accessed through this website, on an “as is” basis. You must make your own assessment of the suitability of the content and/or the services for your own purposes and you are solely responsible for the actions you take in reliance on the content on, or accessed through, this website.


This website contains links to third-party websites.  These third-party websites have not been prepared by, and are not controlled by, us.  They are provided for your convenience only, and do not imply that we check, endorse, approve or agree with third-party websites this website links to.


(a) Comments on our blog by third-parties are the views of those third-parties and not our views, nor are they endorsed by us.  We reserve the right to at any time refuse to post comments, or to remove any comments that have been posted, on our blog by third-parties if we consider it appropriate to do so.

(b) If you choose to post comments on our blog, you must:

(i) represent your own views and not impersonate any other person;

(ii) not breach the privacy of others by including personal information or contact details in your post;

(iii) not use profanities or offensive language;

(iv) not post comments that are, or could be deemed unlawful or a threat to, or abusive or defamatory of, any person; and

(v) not infringe the intellectual property rights of any person.

You will be responsible for all comments you post.


(a) You may subscribe to our newsletters, blog, or any other services of which we may notify you from time to time.  You must ensure that the information you provide about yourself in subscribing is correct, complete, accurate and up-to-date.  You agree to notify us of any changes to this information from time to time.

(b) All personal information you provide to us in subscribing to newsletters, blog, or any other services will be subject to our Privacy Policy.

(c) If you wish to unsubscribe from our blog or any other services, you can do so by using the “Unsubscribe” feature included in any email we send to you with the relevant material or contact us to unsubscribe.


You agree to indemnify us and our affiliates in respect of any damages, losses, costs or expense (including reasonable enforcement costs, whether incurred on a solicitor and own client basis or otherwise) suffered or incurred by us as a result of:

(a) any breach by you of these terms of use; and

(b) any comments you may post on our blog.


The Privacy Policy available on our website governs the collection, use and disclosure of your personal information by us.  The Privacy Policy forms a part of these terms of use.


To the fullest extent permitted by law:

(a) all warranties, representations and guarantees (whether express, implied or statutory) are excluded, including without limit, suitability, fitness for purpose, accuracy or completeness of this website or the content on or accessed through it; and

(b) neither we nor any of our affiliates will be liable for any damages, losses, costs or expenses of any kind (whether directindirect, incidental, consequential or otherwise), suffered or incurred by you in connection with your access to or use of this website or the content on or accessed through it, whether arising under a cause of action for breach of contract or in tort (including negligence) or any other common law or statutory cause of action.


These terms of use are intended to be for the benefit of, and enforceable by, our affiliates, for the purposes of the Contracts (Privity) Act 1982.


This website and content has been prepared in accordance with the requirements of New Zealand law.  These terms and any matters or disputes connected with this website will be governed by New Zealand laws and will be dealt with by New Zealand courts.


We may amend these terms of use from time to time so you should check and read these terms of use regularly.  By continuing to use this website after any such amendment, you are deemed to have agreed to the amended terms of use.


If you have any questions or concerns in relation to this website or these Terms of Use, please contact us.